Real Estate in a Virtual World.

Broker's Experience and Cutting-Edge Technology Provides Benefits to Consumers

Donna Duval Realty group has joined Virtual Homes Real Estate as the newest member of this innovative and progressive real estate company.  Donna, a Longmeadow resident, was formerly with Keller Williams and brings with her fourteen (14) years of experience in real estate. Donna is a Massachusetts Broker and her areas of expertise are residential real estate, relocation and working with seniors.

"I am proud to be a part of Virtual Homes Real Estate and am excited about the benefits the company provides for me and my clients," said Donna. "My affiliation with Virtual Homes provides my buyers and sellers with cutting edge technologies that will assist them in the process.  At VirtualHomes.com they will find a network of virtual community websites, a map based MLS search, virtual tours and access to valuable resources and information."

Another advantage offered by the company is the maximum market exposure for Sellers through the unique Internet marketing system. "Virtual Homes generates thousands of inquiries every month which are targeted to my local market area. This is the best method of finding buyers for my listings.  No other real estate organization has higher visibility on-line in the communities I service," said Donna.

Fred Doleac, Broker/Owner of Virtual Homes Real Estate said, "We are proud that Donna has chosen our company to develop her realty group in the Longmeadow area.  Her local knowledge and experience combined with our technology will provide her clients with an exceptional level of customer service."

The Donna Duval Real Estate Group may be reached at 413-530-1404 and 800-856-2479. 

About Virtual Homes Real Estate

Virtual Homes is a residential real estate company that uses a unique business model combining the most sophisticated technologies, innovative strategies and experienced agents to take the real estate industry into the future.  The company provides real estate services in five New England states with executive offices located in Amherst, NH and Boston,MA.  Please contact Fred Doleac, Broker/Owner at 1-800-856-2479.

Bedford, NH Homes and Condominium Market Report - April-June

Single Family Homes

The number of homes sold in 2009 as compared to 2008 (66) were down 10% from 76 closed transactions.  The average days on market was nearly the same with 102 days.  The average sales price dropped dramatically (-13.%) to $420,947.  We are in the second year of a declining market and statistics are consistent with other New Hampshire 2009, second quarter market reports.

Bedford, NH is a town in Hillsborough County that is representative of more affluent communities in New Hampshire.  Visit Bedford, NH homes for sale for all your real estate needs.  Virtual Homes real estate agents will provide buyer and seller agent services.

Housing and condo data was obtained from the NNEREN (Northern New England Real Estate Network), the NH statewide MLS.  This information may not be accurate and does not represent all properties sold in NH.

Nashua, NH Homes and Condominium Market Activity

Single Family Homes

The number of homes sold in 2009 as compared to 2008 (133) were nearly the same with 130 closed transactions.  The average days on market improved from 102 to 97.  The average sales price dropped dramatically (-14.5%) to $240,005.  We are in the second year of a declining market and statistics are consistant with other New Hampshire 2009, second quarter market reports.

Condominiums

The number of condominiums sold in 2009 increased from 72 (2008) to 86 and the average days on the market improved to 105.  These statistics reflect the activity of the affordability of condominiums and the appeal to first-time homebuyers.  The average sales price declined slightly (-3%) from $188,421 to $182, 905.

Nashua, NH is a major city in Hillsborough County and is a major factor and indicator of overall market conditions.  Visit Nashua, NH Homebuyer's guide for all your real estate needs.  Virtual Homes real estate agents will provide buyer and seller agent services.

Housing and condo data was obtained from the NNEREN (Northern New England Real Estate Network), the NH statewide MLS.  This information may not be accurate and does not represent all properties sold in NH.

Virtual Community Website - Featured Properties Marketing Tool

Virtual Homes real estate is now providing sellers with an exceptional benefit by featuring listings on the community web sites.  The traffic generated through the Virtual Homes network of 800+ websites provides substantial exposure for properties viewed in each community.  A link from the featured property provides the consumer with the available listing information, interior and exterior photos.  An additional option is to view all properties listed by the company in that community.

Visit Virtual Homes Real Estate for all your real estate needs.

NH Homes and Condominiums Market Report - Hillsborough County - 2009 - 2Q

 Activity during the second quarter of the year in New Hampshire is an accurate representation of current market conditions.  The properties closing in April, May and June represent transactions placed under contract during the spring market which is our most active during the year.  The combination of snow melt, cabin fever, school closing, spring landscaping and pent-up demand all are contributing factors.

Single Family

The number of homes sold stabilized as compared to 2008 as did the days on market.  However, there was a substantial drop in the average sales price due to the activity at the lower end of the market.  First-time home buyers are motivated by the $8000 tax credits, favorable interest rates and the affordability of property.

Condominiums

Units sold mirrored the single family market with transactions nearly the same as 2008.  The average sales price declined from $189,621 to $172,565 continuing the trend from 2006.   The foreclosure market and the availability of financing are two limiting factors in the condo market.

New Hampshire Homebuying Guide and New Hampshire Market Report -2009 (statewide) are valuable resources for evaluating the real estate market.  Visit Virtual Homes Real Estate for all your real estate needs.

Hampton, NH Real Estate and Homes for Sale - MLS Map Search Tool

Industry professionals provide accurate information and proper advice that facilitates the home buying process.  Recommended professionals include mortgage lenders, Realtors, attorneys, home inspectors and accountants. If you are a first-time home buyer, you may qualify for a tax credit ($8000 in 2009) and could be eligible for special financing programs.  In Hampton, 100% financing is available through the NH Rural Home loan program (USDA).

Once you determine the price range, style, and personal criteria the property search begins.  New Hampshire MLS map search is a great tool that provides mapping of all properties in the MLS.  Search by location, neighborhood and commuting options.

For a map based search of all properties listed in the NH MLS go to

Hampton NH MLS Map Search

 Let Hampton NH real estate assist you in finding the right property to meet your needs from local area homes for sale, foreclosure listings (bank-owned), country properties, land, condominiums and equine facilities -- all through the NH Multiple Listing Service (MLS). You may request relocation, school and demographic information.

The Virtual Homes MLS Map Search provides all MLS listings plotted in each town on a map in both New Hampshire and Massachusetts. Virtual Homes real estate agents can assist you in your search for the perfect home 1-800-856-2479.

New Hampshire Multiple Listing Service- Search the MLS for all NH property listings. Go to MA MLS for Massachusetts listings.

New Hampshire Foreclosures and Bank Owned Homes - Register to receive New Hampshire foreclosure (bank-owned) listings and short sale opportunities. Go To MA Bank Owned for Massachusetts foreclosed property.

Home Search Service- Home search is a web-based real estate software tool (MLSpulse) that keeps you continually informed of your local real estate market. Virtual Homes real estate provides access to real estate, relocation and town information in New England states.

How to Monetize the $8000 Tax Credit in New Hampshire

The stimulus package enacted by Federal Government in 2009 provides for an income tax credit for firs-time home buyers of ten percent of the sales price, up to a maximum of $8000.  The credit is for the purchase of a new or existing home which must be purchased by December 1, 2009.

The $8000 tax credit is received by filing an amended return for 2008 or on the 2009 tax return. Buyers seeking FHA financing do not always have relatives capable of "gifting" the down payment. Several housing finance authorities have created special programs to "monetize" the tax credit to provide down payment and closing cost assistance for funds at the time of purchase.  These short term loans can be complicated and must follow strict guidelines.

New Hampshire Housing provides a viable option to the short-term loans through the Home Advantage Program.  This program gives home buyers the opportunity to "monetize" their federal tax credit with an interest free second mortgage up to $10,000. There are no monthly or interest payments and it can be paid off when the buyer receives their tax credit check if they choose to.  It does not convert to a second mortgage and special FHA guidelines do not apply.

NHHFA Home Advantage Program Highlights

Borrower Eligibility:

• Must be eligible for a mortgage through the Single Family Mortgage Program.
• Complete a first-time home buyer education course acceptable to New Hampshire Housing.
• Have household income that does not exceed 100% of statewide median income.
• Contribute at least 1% of borrowers own funds into the transaction.
• Have no more than $3,500 in liquid assets remaining after payment of down payment and closing costs.

Property Eligibility:

• One and two unit residences, condominium units, or manufactured housing in a resident owned park or on land owned by the borrower (depending on mortgage insurer guidelines). 
• Purchase price may not exceed the New Hampshire Housing Purchase Price limit.

Terms of Subsidy:

• Maximum subsidy amount is $10,000, non-amortizing and interest free.
• Rider or other lien is added to the mortgage stating repayment of subsidy if the property is sold or refinanced.
• Must be combined with New Hampshire Housing's current 0-point program. 
• No cash back at closing.  

Go to How to Monetize the $8000 Tax Credit for more information and visit the Home Advantage Program for details. The New Hampshire Homebuying Guide is a great resource for buying NH real estate.

New Hampshire Market Reports - 2009, Second Quarter (YTD)

The single family statistics show a decline of average selling prices from $287,470 to $237,819 (-13%) with condominiums falling from $204,159 to $177,437.  The first quarter of 2009 was one of the worst real estate markets on record and will affect the overall averages in 2009.  

The number of transactions sold remained steady with a small decline of 4% and DOM (days on market) increased slightly to 141.  Sales are expected to continue at this level for 2010.

Condominium sales in New Hampshire declined from 1346 transactions in 2008 to 1097 in 2009.  There was a dramatic drop in average sales prices from $204,159 to $177,437 which is attributed to the foreclosure market.

Quarter by quarter comparisons will provide a more accurate representation of current market conditions.  Visit New Hampshire Real Estate 2009 market report for a complete analysis.  Virtual Homes Real Estate agents will provide you with a specific market report of your town and a complimentary market analysis of your home.

Dover,  NH Homes, Condominiums, Land, Farms, Multi- family Homes for Sale!

Virtual Homes Real Estate provides direct access to the New Hampshire MLS system and offers various tools to assist you in searching properties for sale meeting your criteria. If you are a first-time home buyer you will be able to obtain information that will educate you to the values offered in the Dover, NH market.

New Hampshire Home Search Service - New Listing Alerts!

Home search is a web-based real estate software tool that keeps you continually informed of your local real estate market. Daily/real time new listing alerts, advanced search capabilities and addresses with mapping are available. To sign up click on Dover NH MLS Listing Alerts to subscribe to our FREE service.

Dover, NH MLS Map Search

New Hampshire MLS map search tool offers map based search results that shows listings located on street, neighborhood and town maps. Location search is a unique method of viewing and evaluating property for sale. Property search results provide satellite, street, exterior and interior views of selected listings. To utilize this tool visit Dover NH MLS Map search.

Dover,  NH Foreclosures - REO, Bank Owned and Short Sale Property for Sale

Bank-owned (REO)and short sale listings are in all price ranges and often marketed with a real estate agents and placed in the New Hampshire Multiple Listing Service (to ensure full market exposure). As a service to you we will provide a list of current foreclosure (bank owned) and short sale listings and email alerts of new foreclosed property. Go to Dover NH Foreclosures to register for this FREE service.

Dover,  New Hampshire Real Estate Virtual Community

Visit Dover New Hampshire real estate for town, demographic, school, relocation, home buying and selling information. This resource offers a "virtual visit", access to the MLS and local newspapers.

Go to Virtual Homes MLS for a map based search of all MLS listings of NH and Massachusetts real estate. Visit Massachusetts real estate to obtain relocation and school information in MA towns. Preview communities in Maine at Maine Real Estate. Virtual Homes also provides information and MLS access for Rhode Island real estate and Connecticut real estate.  Call Virtual Homes at 800-856-2479 for information.

Keene,  NH Homes, Condominiums, Land, Farms, Multi- family Homes for Sale!

Virtual Homes Real Estate provides direct access to the New Hampshire MLS system and offers various tools to assist you in searching properties for sale meeting your criteria. If you are a first-time home buyer you will be able to obtain information that will educate you to the values offered in the Keene, NH market.

New Hampshire Home Search Service - New Listing Alerts!

Home search is a web-based real estate software tool that keeps you continually informed of your local real estate market. Daily/real time new listing alerts, advanced search capabilities and addresses with mapping are available. To sign up click on Keene NH MLS Listing Alerts to subscribe to our FREE service.

Keene, NH MLS Map Search

New Hampshire MLS map search tool offers map based search results that shows listings located on street, neighborhood and town maps. Location search is a unique method of viewing and evaluating property for sale. Property search results provide satellite, street, exterior and interior views of selected listings. To utilize this tool visit Keene NH MLS Map search.

Keene,  NH Foreclosures - REO, Bank Owned and Short Sale Property for Sale

Bank-owned (REO)and short sale listings are in all price ranges and often marketed with a real estate agents and placed in the New Hampshire Multiple Listing Service (to ensure full market exposure). As a service to you we will provide a list of current foreclosure (bank owned) and short sale listings and email alerts of new foreclosed property. Go to Keene NH Foreclosures to register for this FREE service.

Epsom, New Hampshire Real Estate Virtual Community

Visit Keene New Hampshire real estate for town, demographic, school, relocation, home buying and selling information. This resource offers a "virtual visit", access to the MLS and local newspapers.

Go to Virtual Homes MLS for a map based search of all MLS listings of NH and Massachusetts real estate. Visit Massachusetts real estate to obtain relocation and school information in MA towns. Preview communities in Maine at Maine Real Estate. Virtual Homes also provides information and MLS access for Rhode Island real estate and Connecticut real estate.  Call Virtual Homes at 800-856-2479 for information.