The Home Buying Guide to New Hampshire Real Estate
Buying a home may be the most important investment an individual or family makes in their lifetime. It is important to understand the process of qualifying , working with a Realtor, finding properties, inspection options and obtaining ownership and possession. If you are a first-time home buyer, you may qualify for a tax credit ($8000 in 2009) and could be eligible for special financing programs.
Mortgage Financing
Most home buyers borrow the money to purchase property by obtaining a mortgage through a lender. The lender may be a bank, mortgage banker, credit union or a private investor. The most common types of loans are conventional and government insured (FHA and VA). It is advisable to obtain a "credit approval" from a lender prior to actively looking at property so that you understand the price range you can afford. Mortgage interest rates are historically low and reduce the monthly payments or increases affordability. Consult with a mortgage professional to determine your specific qualifications and options.
Agency - The Real Estate Agent's Role in the Process
As a potential home buyer in the process of purchasing real estate, do not assume that a licensee (real estate agent) is acting on your behalf. New Hampshire real estate law (RSA 331-A) requires that the "Brokerage Relationship Disclosure" form be presented to the consumer at the time of the first business meeting, prior to any discussion of confidential information. This disclosure provides information regarding options available to you as a client versus a customer. Unless you sign a contract for representation, you are a customer not a client.
A buyer agent is a licensee who acts on behalf of a buyer or tenant in the purchase, exchange, rental, or lease of real estate. The buyer is the licensee's client and the licensee has the duty to represent the buyer's best interests in the real estate transaction.
A designated agent is a licensee who represents one party of a real estate transaction and who owes that party client level duties, whether or not the other party to the same transaction is represented by another individual licensee associated with the same brokerage firm.
A facilitator is an individual licensee who assists one or more parties during all or a portion of a real estate transaction without being an agent or advocate for the interests of any party to such transaction.
Property Search - Finding the Property
The New Hampshire home search is easy with "quick search" options to search for NH homes for sale and real estate. Let us assist you in finding the property that meets your needs. RE/MAX Country Properties real estate agents can assist you in your search for the perfect home.
New Hampshire Multiple Listing Service- Search the MLS for all NH property listings. Go to NH MLS.
New Hampshire Foreclosures and Bank Owned Homes - Register to receive New Hampshire foreclosure (bank-owned) listings and short sale opportunities. Go To NH Bank Owned
Home Search Service- Home search is a web-based real estate software tool (MLSpulse) that keeps you continually informed of your local real estate market.
Home Inspection - In-depth View of the Property
A home inspection gives the buyer more detailed information about the overall condition of the home prior to purchase. In a home inspection, a qualified inspector takes an in-depth, unbiased look at your potential new home to:
- Evaluate the physical condition: structure, construction, and mechanical systems;
- Identify items that need to be repaired or replaced; and
- Estimate the remaining useful life of the major systems, equipment, structure, and finishes
The Closing - Obtaining Title and Possession
As a buyer your contract will stipulate that you obtain "clear title" to the property you are purchasing. The lender will co-ordinate the hiring of a title company or closing attorney that will be responsible for protecting the lender and the buyer's interests in the property. They will research the title, prepare the settlement statement, schedule the closing, record the documents and distribute the funds.
Occupancy is typically given after the transfer of title or the recording of the transaction in the Registry of Deeds.
If you are looking to purchase property in New Hampshire this site provides "quick search" options to search for 
Meredith, New Hampshire is a major resort town on the shore of storied 
Deerfield, New Hampshire once a parish was incorporated as a town in 1766. It was named for Deerfield, Massachusetts, home of several early settlers. The town was home to John Simpson, who achieved fame by firing the first shot in the revolution, disobeying orders not to fire until you see the whites of their eyes. The Deerfield Fair, which takes place in early October at the Deerfield Fairgrounds, is the oldest Agricultural Fair in New England.
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Hillsborough County market reports are avaialble at 
1. Web Registrations - marketing is a numbers game. The first step is to design a website that provides value to the consumer so they will register for your offer. The second is to generate sufficient traffic so that the percentages work in your favor (
Rochester, New Hampshire is located in southeastern New Hampshire and is known as the Lilac City. It is the largest city in the seacoast region and fourth largest city in New Hampshire. An ideal setting for new businesses and residents alike, the city is conveniently located, serving as a gateway to New Hampshire's famous 
The city's commitment to economic development continues to spur major growth of manufacturing and high-tech companies. The city exemplifies its commitment to its existing businesses through retention and expansion efforts. These efforts have resulted in the preservation of several long-term companies that have made their home in the city for generations. The diversity of the city's commercial and industrial base is enormously beneficial in attracting new residents to the area.
Residents of the city and surrounding communities enjoy an attractive downtown area with several malls and plazas. Antiques, footwear, appliances, gift shops, pharmacies, restaurants and several service are among the major businesses at the several plazas and malls located throughout the city.
Somersworth, New Hampshire is located in the scenic seacoast region of the state. The town was first settled before 1700 as a parish of Dover and was called Sligo after the Irish county which was home to an early colonial governor. In 1729, the parish of Summersworth was organized separately, and in 1754 the community was incorporated under its present name by Colonial Governor Benning Wentworth. Situated at the 100-foot drop of the Salmon Falls River, Somersworth emerged as a prosperous mill town by the early decades of the 19th century. The community grew rapidly throughout the next several decades, with a significant influx of new residents arriving to work in the mills from Ireland and Quebec. While the region's textile economy declined after the Great Depression, the latter half of the 20th century brought a population boom throughout the southern New Hampshire region as the expansion of the highways brought thousands of young families from Boston and other major cities.
For most early settlers, farming was a way of life. The many stone walls which line Bow's streets, yesterday's survey markers for 100-acre plots of land, serve as vivid hallmarks of the town's agricultural past. Industry has long been a mainstay of life in Bow, with local waterways providing the necessary horsepower to fuel several excellent mill sites. The sawmill and gristmill formed the hub of the section of town referred to as "Bow Mills", one of the first local settlements.