Real Estate in a Virtual World.

Weare, New Hampshire Real Estate

Weare, New Hampshire is a rural community at the western edge of New Hampshire's Merrimack Valley. Residents of Weare have long made an effort to preserve their illustrious history. Josiah G. Dearborn and Abner P. Collins each began collecting historical facts and family records about 1850, but a town history was not yet written. After years of waiting, a meeting was held at the town-house, March 1, 1882, to take measures to prepare and publish one.

Weare's early settlers, as has been told, resided in log cabins. They procured their food by tilling the land, hunting and fishing. They were crude farmers. At first they could not plow their fields, by reason of the stumps and logs. They dug the soil and hoed in their seed with a clumsy hoe, made by the common blacksmith. But often farm products were scarce. Game from the woods and fish from the ponds, streams and Amoskeag falls were then a great help. In time, Weare developed a more sophisticated agriculture-based economy, though today the community is primarily residential in nature.

Weare is home to Clinton Grove Academy, the first Quaker seminary in New Hampshire. Moses Cartland, who was headmaster for fourteen years, founded the school in 1834. Cartland named the village in which the Academy stands "Clinton Grove" in honor of DeWitt Clinton, chief sponsor of the Erie Canal. The original Academy served as a private high school. Students came from as far away as Ontario, Nova Scotia, Minnesota and Texas.

In 1872, the Academy complex burned and classes were continued in the Quaker meetinghouse across the common until 1874, when the current building was completed. From 1877 to 1938, the Academy building served as a Weare district school. The building was also used as a meeting place for Girl Scouts and a women's organization. In 1934, during the occasion of the one-hundredth anniversary celebration of the Academy's founding, a bronze plaque was set in the boulder in the schoolyard with an inscription written by John Greenleaf Whittier about his cousin, Moses Cartland.

Go to NH Foreclosures to obtain listings on New Hampshire bank owned homes.

Go to Nashua New Hampshire real estate and Manchester New Hampshire real estate to search the NH MLS, obtain school reports, view demographic and commuting information and tour the city.

Hillsborough County market reports are avaialble at Hillsborough County Real Estate - 2008

Statewide market reports are available at  NH Real Estate Report -2008

Visit New Hampshire real estate for community information about towns in New Hampshire.  Information is provided by Virtual Homes real estate and services provided by RE/MAX Country Properties, real estate agents.  Go to  Massachusetts real estate to obtain relocation and school information in MA towns. 

Hudson, New Hampshire Foreclosed and Bank Owned Properties

Don't miss out on new bank owned listings as they are listed in the MLS!

The major advantage of considering bank owned property is that the seller is very motivated to sell the property quickly and may offer an exceptional value.  As a buyer, you will be able to preview and inspect the property prior to purchase.  RE/MAX Country Properties real estate professionals provide this

FREE FORECLOSURE ALERT SERVICE!

Sign up to receive new listings of Hudson New Hampshire foreclosures and bank owned real estate.

A RE/MAX professional will contact you and forward:

   * A list of NH real estate foreclosure (bank-owned) and short sales

   * Email alerts on NEW foreclosure short sale listings in the NH MLS

   * Address and mapping information

        Click on

HUDSON NEW HAMPSHIRE FORECLOSURES

Visit Hudson New Hampshire real estate for relocation, orientation and school information.  You will also have direct access to the New Hampshire MLS system for all NH listings for sale.

To view real estate information about the communities in NH visit New Hampshire Real Estate.  For towns in New England visit Virtual Homes real estate. 

These services are provided by RE/MAX Country Properties, 1-800-222-2829.

Portsmouth New Hampshire Real Estate Virtual Visit

Portsmouth, New Hampshire is a historic city on the state's Atlantic Ocean coast. A popular summer tourist destination, Portsmouth offers a multitude of shops, restaurants, art galleries, cultural attractions, parks, beaches and historic sites for the enjoyment of residents and visitors alike. Portsmouth is centrally located within an hour's drive of Boston, the state capital in Concord, the cities of Nashua and Manchester, the southern coast of Maine and the scenic Lakes Region. Additionally, the snowy peaks of the White Mountains and the idyllic fishing villages of Cape Cod are just a short drive away.

First explored in about 1603, Portsmouth was settled in 1630 as Piscataqua and soon renamed Strawberry Banke because of the abundant wild strawberries growing along the banks of the Piscataqua River. Portsmouth was incorporated under its present in 1653. Named the colonial capital in 1679, Portsmouth became a refuge for exiles from the Puritan Massachusetts Bay Colony. In 1713, the city was chosen to host the Treaty of Portsmouth, which formally ended hostilities between Eastern Abenaki Indians and European settlers in the New Hampshire and Massachusetts colonies. For more than 200 years, Portsmouth served as a major port of trade along the New England coast.

While Portsmouth's fortunes dimmed somewhat following the onslaught of the Industrial Revolution, when inland mill towns such as Dover, Keene, Laconia and Manchester rose to prominence, the city enjoyed renewed prosperity with the establishment of the Portsmouth Naval Shipyard in 1800. The first federal shipyard in the United States, it remains in operation, though Portsmouth's maritime industry has largely given way to concerted growth in the tourist and service industries. Portsmouth prides itself on its many historical buildings and churches. Just minutes from six New Hampshire state beaches, it provides an excellent escape for residents on the hot summer days. Portsmouth also boasts many tasty restaurants, including some of the best sea food establishments in New England.

Students in Portsmouth enjoy an excellent public school system with an average student/teacher ration of 12:1, one of the best in the state. City schools provide an excellent education from preschool all the way through to high school. With many state colleges nearby, students don't have to go far to continue their education and local businesses don't have to look far to find employees with the skills they need.

Go to Portsmouth NH Foreclosures to view bank owned property and Portsmouth New Hampshire real estate for more information about Portsmouth.

Visit the surrounding communities of  Dover New Hampshire real estate, Rye New Hampshire real estate, Durham New Hampshire real estate and New Hampshire real estate for relocation, school, community, home buying and selling information.  

Visit Massachusetts Real Estate for information about towns and cities in MA.  Go to Virtual Homes MLS search for a map based search of all Massachusetts MLS listings.

Virtual Homes real estate provides consumers with MLS search options and town information in New England states.

Buying Peterborough, New Hampshire Foreclosed Properties

RE/MAX Country Properties real estate professionals can assist you in finding the best deals for property that has been foreclosed by a lender.  These properties are referred to as bank owned or foreclosures.  "Short Sales" are properties being offered for sale by the current owner and require bank approval to sell.

The major advantage of considering foreclosures and bank owned property is that the seller is very motivated to sell the property quickly and may offer an exceptional value.  As a buyer, you will be able to preview and inspect the property prior to purchase.

FREE SERVICE!

Sign up to receive new listings of Peterborough New Hampshire foreclosures and bank owned real estate.

A RE/MAX real estate agent will contact you and forward:

   * A list of NH real estate foreclosure (bank-owned) and short sales

   * Email alerts on NEW foreclosure short sale listings in the NH MLS

   * Address and mapping information

        Click on

 PETERBOROUGH NEW HAMPSHIRE FORECLOSURES

Visit Peterborough New Hampshire real estate for relocation, orientation and school information.  You will also have direct access to the New Hampshire MLS system for all NH listings for sale.

To view real estate information about the communities in NH visit New Hampshire Real Estate.  For towns in New England visit Virtual Homes real estate. 

These services are provided by RE/MAX Country Properties real estate agents and can be contacted at 1-800-222-2829.

New Hampshire Workforce Housing Law - Effective July 2009

It's no secret that the relatively high cost of renting or owning a home in many New Hampshire communities has escalated over the years.  The recent decline of median sales prices and lower interest rates has provided some relief but only in the short term. Teachers, policemen and other civil servants can't afford to live in the towns they serve.  Companies have difficulty in retaining and attracting employees as the compensation packages do not provide for the quality of life individuals and families seek. New Hampshire continues to lose its' younger population as the opportunities in other states offer a better future. 

State, regional and local business organizations began to address this issue in 2006 and finally, the state of New Hampshire has passed legislation (SB342) that requires cities and towns to provide for "workforce housing".  Municipalities have been informed that the stated purpose is:

1. The state of New Hampshire is experiencing a shortage of housing that is affordable to working households. This housing shortage poses a threat to the state's economic growth, presents a barrier to the expansion of the state's labor force, undermines state efforts to foster a productive and self-reliant workforce, and adversely affects the ability of many communities to host new businesses.

2. Achieving a balanced supply of housing, which requires increasing the supply of workforce housing, serves a statewide public interest, and constitutes an urgent and compelling public policy goal.

3.  The purpose of this act is to clarify the requirements of Britton v. Chester (134 N.H. 439 (1991)) and to provide additional guidance for complying with those requirements to local officials and the public.

4. Section 2 of this act is intended to provide the maximum feasible flexibility to municipalities in exercising the zoning powers under RSA 674 consistent with their obligation to provide reasonable opportunities for the development of workforce housing, and is not intended to create a system of statewide land use regulation or a statewide zoning process.

Each community must now take the responsibility to address this issue and change their zoning ordinances, sub-division regulations and be pro-active in offering options to developers and builders to provide "workforce housing".  Some towns have "affordable housing" ordinances that may comply or could with minor changes.  Certain communities will "delay" the process to see how others solve the issues addressed in the new legislation.

We look forward to the day that all communities fulfill their responsibility to provide affordable housing for all citizens. Affordability for first home buyers will stimulate the New Hampshire real estate market and growing families can move up from condominium and starter homes.  New and existing businesses will once again look to New Hampshire as a desirable location to build their companies, provide jobs and contribute to the economy and support their communities. 

Real estate sales continued to decline with homes and condos falling and the average sales prices continuing downward.   Manchester, like much of Hillsborough County, experienced a sharp decline of 10% in single family homes average sales prices.  The average dropped from $246,234 in 2007 to $220,516 in 2008.  Single family homes sold fell from 644 transactions in 2007 to 620 in 2008. 

The average selling price for condominiums sold in Manchester in 2008 fell slightly from $170,926 in 2007 to $165,887.  The change in the number of condo units sold was startling (-24%) as 2008 numbers came in at 276 as compared to 2007 numbers of 490.

Visit Manchester New Hampshire real estate to search the NH MLS, obtain school reports, view demographic and commuting information and tour the city.

Hillsborough County market reports are avaialble at Hillsborough County Real Estate - 2008

Statewide market reports are available at  NH Real Estate Report -2008

Visit www.nh-virtualhomes.com for community information about towns in New Hampshire.  Go to NH Foreclosures to obtain listings on other New Hampshire bank owned homes.

Information is provided by Virtual Homes real estate and services provided by RE/MAX Country Properties, real estate agents.  Visit Massachusetts real estate to obtain relocation and school information in MA towns.  Preview communities in Maine at www.me-virtualhomes.com.

Housing and condo data was obtained from the NNEREN (Northern New England Real Estate Network), the NH statewide MLS.  This information may not be accurate and does not represent all properties sold in NH.

The Media Has Not Told You The Truth

As a potential first home buyer, you deserve to know what mortgage options are available so that you can make an informed decision.  The FHA (Federal Housing Authority) offers great programs. The following list details some important facts. 

1.  You can qualify for a mortgage with 3.5% down (FHA) - most economists and the press, certainly not industry experts, are telling you need a 10-20% down payment.  NOT TRUE!

2.  You can qualify with a 580 credit score (FHA) - again, those ill-informed sources say 700+ scores. NOT TRUE!

3.  You will receive a $7500 tax credit as a first home buyer - currently disclosed as an interest free loan that may be forgiven, but it is in the stimulus package to be approved as a full credit with no repayment.

4.  Your down payment can be gifted (FHA) - a family member (parent, grandparent, etc.) can gift you the money.

5.  The seller can pay up to 6% in concessions - of the sales price in points, closing costs, pre-paids,  etc.

6.  No Money Down - is achieved by obtaining an FHA loan with 3.5% down (gifted), seller paid closing costs.

7.  You can get a 30 year fixed rate at 5% (January 15) - rates change constantly and could go up.

8.  The FHA mortgage is assumable - when you sell your home, the buyer can take over the low payments which may increase the value substantially if the rates have gone up.

9.  The FHA $7500 tax credit for first home buyers expires on June 30, 2009 - take advantage of a tax credit that is available to you.

10, Obtain credit approval from an experienced FHA lender- meet your lender in person and obtain your good faith estimate and approval in writing.  Don't let Internet mortgage brokers mislead you.  It is critical to be approved so you are ready to react to good market values.

This is the Time to Buy

Interest rates are at historic lows, price reductions in housing values are down 10-35%, and a $7500 tax credit are three of the major reasons that buying a home is more affordable and offers exceptional values.  If you considered buying a home for $300,000 a year ago, today's relative value is $230,000 combining the drop in price and interest rates (based on 10% drop in value).  In some markets the relative value is down to $150,000.

Buying Foreclosures, Bank Owned (REO) and Short Sales in New Hampshire

RE/MAX Country Properties real estate professionals can assist you in finding the best deals for property that has been foreclosed by a lender.  These properties are referred to bank owned or foreclosures.  "Short Sales" are properties being offered for sale by the current owner and require bank approval to sell.

The major advantage of considering foreclosures and bank owned property is that the seller is very motivated to sell the property quickly and may offer an exceptional value.  As a buyer, you will be able to preview and inspect the property prior to purchase.

FREE SERVICE!

Sign up to receive new listings of NH foreclosed homes and bank owned real estate.

At the NH Foreclosure and bank owned site, select the town in which you would like to register.  A RE/MAX real estate agent will contact you and forward:

   * A list of NH real estate foreclosure (bank-owned) and short sales

   * Email alerts on NEW foreclosure short sale listings in the NH MLS

   * Address and mapping information

        Click on

 New Hampshire Foreclosures

Click on the following cities for direct sign to receive foreclosures.

Manchester NH Foreclosure          Nashua NH Foreclosure          Concord NH Foreclosure

Portsmouth NH Foreclosure          Laconia NH Foreclosure          Derry NH Foreclosure

Amherst NH Foreclosure               Bedford NH Foreclosure         Merrimack NH Foreclosure

To view real estate information about the communities in NH visit NH Real Estate.  For towns in New England visit Virtual Homes real estate. 

These services are provided by RE/MAX Country Properties real estate agents and can be contacted at 1-800-222-2829.

Salem New Hampshire Real Estate - Foreclosed, Bank Owned and Short Sales

Register to receive Salem, NH real estate foreclosure (bank-owned) listings and short sale opportunities. One of our Salem New Hampshire real estate professionals will contact you and provide:

* A list of existing real estate foreclosure (bank-owned) and short sale listings in Salem NH.

* Email alerts on NEW foreclosure (bank-owned) and short sale listings in the New Hampshire MLS.

* Address and mapping information.

Start receiving daily or real-time Salem NH foreclosure and bank-owned (REO - real estate owned) listings and short-sale opportunities.

Click on

Salem NH Foreclosures and Bank Owned Homes

Visit Salem, New Hampshire Real Estate to receive school reports, search the MLS, request a CMA, obtain relocation, home buying and selling guides. 

Visit www.nh-virtualhomes.com for community information about other towns in New Hampshire.  Go to NH Foreclosures to obtain listings on other New Hampshire bank owned homes.

Information is provided by Virtual Homes lead generation and real estate services provide by RE/MAX Country Properties, Amherst, NH.  Visit www.ma-virtualhomes.com to obtain relocation and school information in MA towns. 

Preview communities in Maine at www.me-virtualhomes.com.  Go to Massachusetts MLS search for mapped based results of MA MLS listings.

FREE WEBINAR - OUTLOOK FOLDERS AND FILTERS

The Praxis Plus process utilizes tools that assist in time management.   The Webinar summary:

Organizing your emails is essential to better managing your time and resources. If you keep all or most of your email messages in your in-box, then this class is for you! This class will cover creating sub-folders for your emails and applying filters to automatically move messages into sub-folders. Filters may also be applied to move junk emails based on subject or content.

Benefits of Using Folders and Filters
- Organize your emails.
- Easily find past emails.
- Save time by automatically moving emails into sub-folders based on sender and/or topic.
- Automatically move spam and other junk emails based on words in the subject or body.

Wednesday, January 7th @ 4:00pm EST

************* Register at PRAXIS OUTLOOK TRAINING *************

Lani Sanethong, Business Development Manager for Virtual Homes, will be conducting the hour long webinar.

 Praxis Plus

Step 1, and Step 2, -identifying and planning activities to accomplish within a time frame.  In Step 3, we discussed how your success will be determined by your ability to identify your target (your goals), focusing on the outcome you desire and taking action with a positive mental attitude. 

In Step 4 we introduced planning and determining priorities as methods for increasing your power sources that will make you more effective in achieving your goals (hitting the target).  In Step 5, we explored proficiency, which will allow you to perform tasks quickly and leverage your time.  In Step 6 additional time saving techniques and motivation was discussed.

Virtual Homes Real Estate, Inc. provides an Internet Marketing System for Realtors and lenders.  In addition to our systems, we offer tools, training and support. 

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